At a glance:
- 353 763 Principal members
- 727 041 Total beneficiaries
- 62 000 new principal members added last year
- 18.7% chronic profile
- Average age of beneficiary: 35.5
- Average age of new members is 13 years younger than existing members
- R8.8 billion in reserves
- 41.3% solvency ratio
- AA+ Credit rating
Plans
Bonitas offers a wide range of plans that are simple and easy to understand. There are 15 options in five categories: Savings, traditional, hospital, Edge (virtual) and income-based.
Increases
- The avarage increase across all plans is 6.9%
- The risk contribution on Primary, Primary Select, BonSave, BonFit Select, BonEssential, BonEssential Select, BonStart, BonStart Plus and BonCap is 6%
- These options contribute to over 70% of new business
- 227 000 members will experience an increase below CPI – approximately 65% of our membership
- Plan increases range from 2.7% to 9.6%
- Increased savings, for BonSave it’s an increase of 25%
Note:Contributions from January 2024
Name of plan |
Type of plan |
Main member |
Adult member |
Child member |
% increase |
BonComprehensive |
Savings |
R9 853 |
R9 292 |
R2 006 |
9.6% |
BonClassic |
Savings |
R6 732 |
R5 780 |
R1 662 |
9.6% |
BonComplete |
Savings |
R5 359 |
R4 293 |
R1 455 |
9.6% |
BonSave |
Savings |
R3 447 |
R2 671 |
R1 032 |
6.8% |
BonFit Select |
Savings |
R2 295 |
R1 719 |
R 772 |
2.7% |
BonStart |
Edge |
R1 378 |
R1 378 |
R1 378 |
3% |
BonStart Plus |
Edge |
R1 754 |
R1 668 |
R 773 |
3% |
Standard |
Traditional |
R4 922 |
R4 267 |
R1 444 |
8.4% |
Standard Select |
Traditional |
R4 448 |
R3 849 |
R1 302 |
8.4% |
Primary |
Traditional |
R2 993 |
R2 341 |
R 952 |
7.2% |
Primary Select |
Traditional |
R2 619 |
R2 048 |
R 832 |
7.2% |
Hospital Standard |
Hospital |
R2 964 |
R2 497 |
R1 127 |
8.9% |
BonEssential |
Hospital |
R2 287 |
R1 690 |
R 739 |
7.1% |
BonEssential Select |
Hospital |
R1 998 |
R1 464 |
R 659 |
6.7% |
BonCap
New and revised income bands
|
|
|
|
|
5.5% |
R0 to R10 680 |
R1 430 |
R1 430 |
R 673 |
|
|
R10 681 to R17 330 |
R1 745 |
R1 745 |
R 802 |
|
|
R17 331 to R22 541 |
R2 813 |
R2 813 |
R1 064 |
|
|
R23 542+ |
R3 453 |
R3 453 |
R1 310 |
|
|
What’s new?
- Mental Health: Due to a 25% increase in the number of mental health hospital admissions, the mental health programme has been included on all plans for 2024
- Depression has also been added as a chronic condition on 11 plans
- The mental health app – Panda – is a free to download mental health and wellness mobile app available to all members
- Hearing: As part of the audiology programme, free online hearing screenings have been introduced
- DBC Back and neck programme: A physiotherapy network has been established
- International bone marrow searches allowed
- Introduction of a Be Better Benefit, paid from risk for a range of screening tests and benefits to allow for early detection (all plans except BonCap)
- An annual wellness screening (blood pressure, blood glucose, BMI, cholesterol)
- Flu vaccines
- HIV
- Lipograms
- Mammograms
- Pap smears
- Prostate screening
- Pneumococcal vaccine
- Whooping cough boosters
- HPV vaccines
- tool tests for colon cancer
- Dental fissure sealants
- Online hearing screening
- Contraceptives
- Pharmacy network: Over 4 000 pharmacies to choose from including all Clicks, Dischem and Medirite branches
- HPV vaccine has been extended to all plans. 2 doses for females aged 9 to 14 years and 3 doses for females aged 15 to 26 years per lifetime
- HIV+ members: An annual test for HIV+ members who had a positive cytology test, as well as a choice between the 3-yearly basic cytology test or a 5-yearly HPV PCR test
- The Benefit Booster has been adjusted according to utilisation (10% monetary increase on 8 plans). The only benefit in the market which provides members with access to an additional amount to use for out-of-hospital expenses at no extra cost – effectively giving savings and day-to-day benefits a healthy boost
- Covers everything from additional GP consultations to acute medicine.
- Increased the child dependant age to 24 years, not just for students
- Partnered with What’s Up Doc: An innovative patient-driven WhatsApp service that allows doctors on the BonCap network to engage with members more easily – sharing prescriptions, blood test results, specialist referrals, etc - it’ll improve care coordination
Disclaimer: All benefits are subject to approval by the Council for Medical Schemes.