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PrimaryFrom R1 550 p/m

The Primary Option offers simple, fuss-free healthcare that ensures you and your loved ones are covered for emergencies and routine health checks alike.


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What will it cost?

    Your fourth and subsequent children will be covered free of charge.
Main member R1 550
Adult dependant R1 213
Child dependant R494

GP benefits that treat you right


You and your dependants get benefits to use for GPs in and out of the Bonitas network.

  GP benefit
Main member only R1 600 (only R530 can be used at GPs outside our network)
Main member + 1 dependant R3 000 (only R1 000 can be used at GPs outside our network)
Main member + 2 dependant R3 500 (only R1 150 can be used at GPs outside our network)
Main member + 3 dependant R3 800 (only R1 300 can be used at GPs outside our network)
Main member + 4 dependant R4 300 (only R1 450 can be used at GPs outside our network)

Day-to-day benefits to help you stay healthy


The day-to-day benefit covers out-of-hospital radiology, pathology, paramedical services (such as audiology, physiotherapy, occupational therapy and so on) and special consultations if referred by your family doctor.

  Day-to-day benefit
Main member only R1 700
Main member + 1 dependant R3 100
Main member + 2 dependant R3 600
Main member + 3 dependant R3 900
Main member + 4 dependant R4 250

Our optical benefits help you see things more clearly


Optical benefits work on a 2-year cycle so you can only access your benefits once every two years. You get:

  • R4 270 per family
  • R300 per person for frames
  • R150 per lens per person for single vision lenses
  • R325 per lens per person for bifocal lenses
  • R600 per lens per person for multifocal lenses
  • R1 150 per lens per beneficiary for contact lenses

Eye tests are covered at R460 per person at a preferred provider and R310 at a non-network provider.

Keep your teeth in tip-top condition with our basic dentistry benefits


We cover you and your family for conservative dentistry (such as cleaning and polishing). This is based on the Bonitas Dental Tariff and clinical protocols.


Get medical cover while you’re on holiday


The international travel benefit ensures you and your dependants have access to medical care while travelling in a foreign country.


In-hospital cover at 100% of the Bonitas Rate

Get full cover for hospital stays at any private hospital in South Africa. Hospitalisation is covered at 100% of the Bonitas Rate. We cover all major hospital events including oncology treatment and renal dialysis.

You will have to pay a deductible for certain procedures as shown in the table below.

  1. R1 000 deductible
  2. 1.  Colonoscopy
  3. 2.  Conservative back treatment
  4. 3.  Cystoscopy
  5. 4.  Facet joint injections
  6. 5.  Flexible sigmoidoscopy
  7. 6.  Functional nasal surgery
  8. 7.  Gastroscopy
  9. 8.  Umbilical hernia repair
  10. 9.  Hysteroscopy
    (not endometrial ablation)
  11. 10.  Myringotomy
  12. 11.  Tonsillectomy and adenoidectomy (not PMBs)
  13. 12.  Varicose vein surgery
  14. R2 500 deductible
  15. 1.  Arthroscopy
  16. 2.  Diagnostic laparoscopy
  17. 3.  Hysterectomy
    (except cancer and PMBs)
  18. 4.  Percutaneous radiofrequency ablations
  19. 5.  Percutaneous rhizotomies
  20. 6.  Laparoscopic appendectomy
  21. 7.  Laparoscopic nephrectomy
  22. R5 000 deductible
  23. 1.  Nissen fundoplication
    (reflux surgery)
  24. 2.  Back surgery including spinal fusion
  25. 3.  Joint replacement (except PMBs)
  26. 4.  Laparoscopic pyeloplasty
  27. 5.  Laparoscopic radical prostatectomy

You also get the following:

  • R20 200 cover for HIV immune deficiency (subject to Aid for AIDS protocols)
  • R40 400 per family for physical rehabilitation
  • R13 500 per family for alternatives to hospitalisation such as nursing and out-patient therapy
  • R310 per person per admission for medicine on discharge

Chronic cover for Prescribed Minimum Benefits at a DSP


The Primary Option gives you and your dependants cover for 26 chronic conditions and delivers your medicine to you through Pharmacy Direct.


  1. Addison’s disease
  2. Asthma
  3. Bipolar disorder
  4. Bronchiectasis
  5. Cardiac failure
  6. Cardiomyopathy
  7. Chronic obstructive pulmonary disease
  8. Chronic renal disease
  9. Coronary artery disease
  10. Crohn’s disease
  11. Diabetes insipidus
  12. Diabetes Type 1
  13. Diabetes Type 2
  14. Dysrhythmias
  15. Epilepsy
  16. Glaucoma
  17. Haemophilia
  18. Hyperlipidaemia
  19. Hypertension
  20. Hypothyroidism
  21. Multiple sclerosis
  22. Parkinson’s disease
  23. Rheumatoid arthritis
  24. Schizophrenia
  25. Systemic lupus erythematosus
  26. Ulcerative colitis

Bring your baby into the world with the best possible start


We cover the following maternity benefits from risk so it won’t impact your other benefits:

  • 6 consultations while you’re pregnant
  • Two 2D ultrasounds
  • Unlimited hospitalisation
  • Four consultations with a midwife after you give birth

You’ll also get the Bonitas baby pack which features a beautiful baby bag and goodies for both mom and baby.


Wellness benefits to keep you in tip-top condition


The Primary Option offers each member and their dependants one wellness assessment a year. This must be done by a registered provider and includes:

  • A blood pressure test
  • A glucose test
  • A cholesterol test
  • A BMI test
  • A waist to hip ratio measurement

You’ll also get the Bonitas baby pack which features a beautiful baby bag and goodies for both mom and baby.


Infant Paediatric Benefit for children under 2


This benefit can be used at a GP or paediatrician and offers:

  • 1 consultation per child for children under 1 year old
  • 1 consultation per child for children between 1 and 2 years old

You’ll also get the Bonitas baby pack which features a beautiful baby bag and goodies for both mom and baby.


Childhood illness benefit to keep your kids healthy


This benefit gives each of your children between 2 and 12 years old, 1 GP consultation per year.


Get more value with supplementary benefits


Our supplementary benefits are paid from risk so they won’t impact your other benefits. These include:

  • R10 600 per family for specialised radiology
  • Unlimited endoscopies in practitioners’ rooms
  • A flu vaccine and HIV test per person per year
  • Emergency medical transport with ER24
  • R12 900 per family for mental health benefits
  • R5 900 per family for general appliances such as wheelchairs
  • R7 400 per family for hearing aids once every two years (a 10% co-payment applies)
  • R3 700 per person for foot orthotics (a 10% co-payment applies)
  • Cover for internal and external prostheses for Prescribed Minimum Benefit conditions

You’ll also get the Bonitas baby pack which features a beautiful baby bag and goodies for both mom and baby.


If you like keeping things simple but want to ensure your loved ones have access to affordable healthcare, then the Primary Option is perfect for you.